Liveaboard and continuous-cruising wording.
Tell the provider if the boat is your home and whether it has a home mooring. Residential use and continuous cruising are separate facts to check in the wording.
Residential use
Tell the insurer or broker if the boat is your home. Ask about contents, heating, security and periods away from the boat. General information here cannot confirm that a policy covers you.
Continuous cruising
CRT continuous cruising is a licence pattern. Read the official page rather than this desk. Canal & River Trust · Continuous cruising · accessed 18 September 2026.
Residential use and cruising pattern
A boat can be a home whether it has a home mooring or cruises continuously. Prepare both facts for the specialist, along with the waters used and periods when the boat is left unoccupied.
Check eligibility directly
Read the provider's current residential and continuous-cruising information, then ask it to confirm your circumstances. Inland Boat does not collect an enquiry or decide acceptance.
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